:root {
  --navy: #082653;
  --navy-deep: #041a3a;
  --orange: #f4512a;
  --ink: #10213d;
  --muted: #64718a;
  --line: #dfe4ec;
  --paper: #f7f8fa;
  --white: #ffffff;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: "DM Sans", system-ui, sans-serif;
  font-size: 1rem;
  line-height: 1.65;
}
a { color: inherit; }
.skip-link { position: fixed; left: 1rem; top: -5rem; z-index: 100; background: var(--white); padding: .75rem 1rem; border: 2px solid var(--orange); }
.skip-link:focus { top: 1rem; }

.site-header {
  min-height: 110px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 1.25rem clamp(1.25rem, 5vw, 5.5rem);
  background: var(--white);
  border-bottom: 1px solid var(--line);
}
.brand { display: inline-flex; }
.brand img { display: block; width: 190px; height: 74px; object-fit: contain; object-position: left center; }
.header-link { color: var(--navy); text-decoration: none; font-weight: 700; font-size: .95rem; border-bottom: 2px solid var(--orange); padding-bottom: .2rem; }
.header-link span { color: var(--orange); margin-left: .25rem; }

main { overflow: hidden; }
.hero {
  min-height: 620px;
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(270px, .38fr);
  gap: clamp(2rem, 6vw, 7rem);
  align-items: end;
  padding: clamp(4.5rem, 9vw, 8.5rem) clamp(1.25rem, 7vw, 8rem) clamp(4rem, 7vw, 6rem);
  background:
    linear-gradient(rgba(255,255,255,.9), rgba(255,255,255,.9)),
    radial-gradient(circle at 1px 1px, #acb6c7 1px, transparent 1.5px);
  background-size: auto, 22px 22px;
  position: relative;
}
.hero::after { content: ""; position: absolute; right: 0; top: 0; width: 10px; height: 45%; background: var(--orange); }
.eyebrow { margin: 0 0 1.35rem; text-transform: uppercase; letter-spacing: .16em; font-weight: 700; font-size: .76rem; color: var(--muted); }
.eyebrow span { display: inline-block; width: 42px; height: 3px; background: var(--orange); vertical-align: middle; margin-right: .75rem; }
h1, h2 { font-family: "Manrope", system-ui, sans-serif; color: var(--navy); margin-top: 0; letter-spacing: -.045em; }
h1 { font-size: clamp(4rem, 11vw, 9.25rem); line-height: .88; margin-bottom: 2rem; font-weight: 800; }
h1 .title-line { display: block; white-space: nowrap; color: var(--navy); }
h1 .title-line + .title-line { margin-top: .1em; }
h1 .title-mark { display: inline-block; color: var(--orange); font-size: .82em; letter-spacing: 0; margin-left: .08em; vertical-align: .04em; }
.hero-lede { max-width: 780px; font-size: clamp(1.15rem, 2vw, 1.55rem); line-height: 1.55; color: #35435b; margin: 0; }
.hero-note { border-top: 4px solid var(--navy); padding-top: 1.5rem; margin-bottom: .4rem; }
.hero-note .note-number { color: var(--orange); font-weight: 800; font-size: .85rem; letter-spacing: .13em; }
.hero-note p { font-family: "Manrope", sans-serif; font-size: 1.25rem; line-height: 1.45; font-weight: 600; margin: 1.25rem 0; }
.hero-note a { font-weight: 700; text-decoration: none; color: var(--navy); }
.hero-note a span { color: var(--orange); margin-left: .35rem; }

.questions { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); border-top: 1px solid var(--line); }
.question-card { min-height: 440px; padding: clamp(2rem, 5vw, 4.5rem); background: var(--white); border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); display: flex; flex-direction: column; }
.question-card:nth-child(even) { border-right: 0; }
.card-top { display: flex; justify-content: space-between; align-items: center; color: var(--orange); font-size: .8rem; font-weight: 800; letter-spacing: .11em; text-transform: uppercase; margin-bottom: clamp(2.5rem, 7vw, 5rem); }
.card-tag { color: #8591a5; letter-spacing: .09em; }
.question-card h2 { font-size: clamp(2rem, 3.5vw, 3.25rem); line-height: 1.08; max-width: 670px; margin-bottom: 1.5rem; }
.question-card p { max-width: 720px; color: #526077; margin: 0 0 1.15rem; }
.question-card .firm-note { color: var(--ink); font-weight: 600; }
.card-action { margin-top: auto; padding-top: 2.2rem; width: fit-content; text-decoration: none; color: var(--navy); font-weight: 800; border-bottom: 2px solid var(--orange); line-height: 1.35; }
.card-action span { color: var(--orange); margin-left: .4rem; transition: margin .2s ease; }
.card-action:hover span, .card-action:focus-visible span { margin-left: .7rem; }
.card-featured { background: #f0f3f7; }
.card-dark { background: var(--navy); color: var(--white); }
.card-dark h2, .card-dark p, .card-dark .firm-note, .card-dark .card-action { color: var(--white); }
.card-dark .card-tag { color: #aebbd0; }
.card-wide { grid-column: 1 / -1; border-right: 0; min-height: 400px; background: #edf1f6; }
.wide-content { display: grid; grid-template-columns: .9fr 1.1fr; gap: clamp(2rem, 7vw, 8rem); }
.wide-content h2 { max-width: 520px; }

.conversion { background: var(--orange); color: var(--white); padding: clamp(4rem, 9vw, 8rem) clamp(1.25rem, 8vw, 9rem); }
.conversion .eyebrow { color: #fff; opacity: .9; }
.conversion .eyebrow span { background: var(--navy); }
.conversion h2 { color: var(--white); max-width: 940px; font-size: clamp(2.75rem, 6vw, 5.7rem); line-height: 1.02; margin-bottom: 1.5rem; }
.conversion > p:not(.eyebrow) { max-width: 690px; font-size: 1.15rem; }
.conversion-actions { display: flex; flex-wrap: wrap; gap: 1rem; margin-top: 2.25rem; }
.button { display: inline-flex; align-items: center; justify-content: center; min-height: 56px; padding: .9rem 1.4rem; text-decoration: none; font-weight: 800; border: 2px solid var(--navy); }
.button-primary { background: var(--navy); color: var(--white); }
.button-secondary { background: transparent; color: var(--navy); }
.button:hover, .button:focus-visible { transform: translateY(-2px); box-shadow: 0 8px 18px rgba(4,26,58,.16); }

footer { padding: 3.5rem clamp(1.25rem, 7vw, 8rem); background: var(--white); color: var(--navy); display: grid; grid-template-columns: 220px 1fr auto; gap: 1.5rem 3rem; align-items: center; }
footer img { width: 190px; height: 82px; object-fit: contain; background: transparent; padding: 0; }
footer p { margin: 0; max-width: 680px; }
.footer-links { display: flex; flex-direction: column; gap: .5rem; align-items: flex-end; }
.footer-links a { color: var(--navy); text-decoration-color: var(--orange); text-underline-offset: .25rem; }
.disclaimer { grid-column: 2 / -1; color: var(--muted); font-size: .82rem; border-top: 1px solid var(--line); padding-top: 1rem; max-width: none; }

a:focus-visible { outline: 3px solid #ffb19c; outline-offset: 4px; }
@media (max-width: 820px) {
  .site-header { min-height: 88px; }
  .brand img { width: 145px; height: 58px; }
  .hero { min-height: auto; grid-template-columns: 1fr; align-items: start; }
  .hero-note { max-width: 460px; }
  .questions { grid-template-columns: 1fr; }
  .question-card, .question-card:nth-child(even) { min-height: auto; border-right: 0; }
  .question-card .card-action { margin-top: 1.25rem; }
  .card-wide { grid-column: auto; }
  .wide-content { grid-template-columns: 1fr; gap: 0; }
  footer { grid-template-columns: 1fr; }
  .footer-links { align-items: flex-start; }
  .disclaimer { grid-column: auto; }
}
@media (max-width: 520px) {
  .header-link { font-size: .85rem; }
  .hero { padding-top: 4rem; }
  h1 { font-size: clamp(3.25rem, 17vw, 4.8rem); line-height: .92; }
  .question-card { padding: 2.3rem 1.25rem; }
  .card-top { margin-bottom: 2.6rem; }
  .question-card h2 { font-size: 2.15rem; }
  .conversion-actions { flex-direction: column; }
  .button { width: 100%; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; }
}